It s used by banks and lending institutions to determine the likelihood of you paying back what you borrow (and how much interest they should charge). As a result, it is impossible to "opt-out" of having a credit score in this day and age. For example, if someone has never paid off their debt and has no other loans or cards open, then it will be harder for them to qualify for a mortgage or car loan due to a low credit score. Telemedicine One of the best innovations that are still on-trend post-pandemic is telemedicine. Too many people need medical care but have no way or time to spend at the doctor s office. Telemedicine remains one of the best ways for families to get affordable healthcare without wasting time in the doctor's office. With home assistants cheaper than a week s worth of groceries, it s no surprise that most homes are well on their way to being autonomous. Let s take a look at some of the top smart home technology trends of the decade. Improved Privacy Features In an age where everyone shares their lives online, smart technology that improves privacy is more important than ever. To answer these questions, let's start by looking at some of its most prominent applications. A.I. Drivers & Pilots A.I. can be used to drive cars and fly planes, but that's not all it can do. A wide variety of applications are under development by companies and governments around the world, including self-driving cars and drones that help monitor pollution levels in urban areas. becoming more common than ever, it makes sense that it will also be used to make improvements on a larger scale. Artificial Intelligence Sorting Human Data A.I. is more effective than humans at sorting through massive quantities of data in an effort to spot patterns. A computer can do it faster and more efficiently than a human because it doesn't have the same biases, assumptions, or prejudices that humans have. There are even doorbells with temperature-taking capabilities that have been created to alert homeowners about potential covid-19 infections before guests enter the home. Smart tech for the home is not only focused on covid, water filtration is also a hot topic. Smart water filtration helps to monitor water quality and smart toilets can give users feedback on their health based on their waste.